Query: credit and insurance
Jul. 18th, 2005 04:51 pmTwo questions, or rather requests for input:
1) It looks like I will finally be getting my driver's license and acquiring a car. Does anyone have ideas as to which insurance company/ies offer the best rates to new drivers? (I've already checked with Geico and Progressive, and so far Esurance is offering me the best deal, but I'd like to see if I can get a better one.)
2) I've also never previously gotten around to getting a credit card, and would like to change that as well. Any suggestions as to which companies might give me the best deal? My primary goal is to build credit, so I'd mostly be making smallish purchases and paying off the balance in full each month, but a decent line of credit would also be useful in case of emergency.
I'm not looking for guarantees, of course; naturally I'll be investigating and comparing for myself, but it would be nice to know some good places to start looking.
1) It looks like I will finally be getting my driver's license and acquiring a car. Does anyone have ideas as to which insurance company/ies offer the best rates to new drivers? (I've already checked with Geico and Progressive, and so far Esurance is offering me the best deal, but I'd like to see if I can get a better one.)
2) I've also never previously gotten around to getting a credit card, and would like to change that as well. Any suggestions as to which companies might give me the best deal? My primary goal is to build credit, so I'd mostly be making smallish purchases and paying off the balance in full each month, but a decent line of credit would also be useful in case of emergency.
I'm not looking for guarantees, of course; naturally I'll be investigating and comparing for myself, but it would be nice to know some good places to start looking.