Date: 2005-07-31 01:56 am (UTC)
Hmmm. I have Direct Loans and I think that's all I have, and the job I just started might qualify as teaching if I get hired permanently. If I read you correctly, that means I might not want to consolidate at all, and furthermore that I could just as easily do it later if I do want to, which in turn suggests I shouldn't bother to do it now.
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