The loan arranger

[vvvexation]

I'm being plagued by message after message suggesting that I consolidate my student loans--specifically, that I consolidate them NOW! in order to LOCK IN THIS SPECIAL LOW RATE! This sounds shady to me, but even the government website where I'm trying to conduct my mandatory exit interview is linking me to these folks. Are they less shady than I think? Would it actually be a good idea to do this? Would it really lower my interest rates?

Comments

[vvvexation.livejournal.com]

Hmmm. I have Direct Loans and I think that's all I have, and the job I just started might qualify as teaching if I get hired permanently. If I read you correctly, that means I might not want to consolidate at all, and furthermore that I could just as easily do it later if I do want to, which in turn suggests I shouldn't bother to do it now.